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Introduction. Welcome to www.txxchange.com, the Tx Xchange, Inc. (“Tx Xchange“) web site (the “Site“). Please read the following terms and conditions of service (“Terms“) carefully as they contain the legal terms and conditions of an agreement (“Agreement“) that you agree to when you use the services provided to you by Tx Xchange through the Site and all other services accessed through the Site (collectively, the “Services“).
By accessing or using any of the Services you agree to be bound by the Terms of Sections A and C which contain provisions applicable to all users of the Services, including casual visitors to the Site. If you are a register for and create an account on the Site, you must also read and agree to be bound by the Terms set forth in Section B, in addition to the Terms of Sections A and C, by clicking on the “I Accept“ button set forth at the end of this Agreement. For the purposes of this Agreement, “you“ means you, the person using the Site, and, if applicable, the person that agrees to the Terms when registering for an account. You and any persons that you authorize to use your account, are sometimes referred to in this Agreement as the “User.“ “Tx Xchange,“ “we“ or “us“ means Tx Xchange, Inc. In the case of inconsistencies between these Terms and information on the Site and included in off-line materials (e.g., promotional materials and mailers), these Terms will always govern and take precedence.

SECTION A – TERMS APPLICABLE TO ALL USERS OF THE SITE.

Availability. Tx Xchange uses reasonable efforts to ensure that the Services are available 24 hours a day 7 days a week. However, there will be occasions when the Services will be interrupted for maintenance, upgrades and emergency repairs or due to failure of telecommunications links and equipment that are beyond the control of Tx Xchange. Tx Xchange will use reasonable commercial efforts to minimize such disruption where it is within the reasonable control of Tx Xchange. You agree that Tx Xchange shall not be liable to you for any modification, suspension or discontinuance of the Services. You are responsible for obtaining access to any Services and that access may involve third party fees (such as Internet service provider or airtime charges). You are responsible for those fees. In addition, you must provide and are responsible for all equipment necessary to access the Services.
Trademarks. All brand, product and service names used in the Services which identify Tx Xchange and www.txxchange.com are proprietary marks of Tx Xchange. All brand, product and service names used in the Services which identify third parties and their products and services are proprietary marks of such third parties. Nothing in the Services shall be deemed to confer on any person any license or right on the part of Tx Xchange or any third party with respect to any such image, logo or name.
Ownership and Copyright. You acknowledge and agree that the Site and the information contained in it are owned by Tx Xchange and/or its third party content providers ("Content Providers"), and are protected by U.S. and international copyright and other intellectual property laws. You further acknowledge and agree that the Site contains confidential and proprietary data and information of Tx Xchange and its Content Providers, that you will not use this data or information for any unlawful or unauthorized purpose, and that you will use reasonable efforts to keep such data and information confidential. Each Content Provider is a third party beneficiary under this Agreement to the extent required to enable it to enforce its proprietary rights in the data and the applicable use restrictions in this Agreement. Tx Xchange has the absolute right to terminate your account or exclude you from the Site if you use the Services to violate the intellectual property rights or other rights of third parties. You agree to indemnify and hold Tx Xchange harmless for any violation of this provision.
Third Party Software and Linking. Although we may make software, hyperlinks, and other products of third-party companies available to you, your use of such products is subject to the respective terms and conditions imposed by the third party owning, manufacturing or distributing such products, and the agreement for your use will be between you and such third party. Tx Xchange makes no warranty with regard to the products or website of any other entity. Tx Xchange has no control over the content or availability of any third-party software or website. In particular, (a) Tx Xchange makes no warranty that any third-party software you download or website you visit will be free of any contaminating or destructive code, such as viruses, worms or Trojan horses and (b) Tx Xchange notifies you that it is your responsibility to become familiar with any website's privacy and other policies and terms of service, and to contact that site's webmaster or site administrator with any concerns. All links to third party web sites are provided for your convenience only. If you decide to access linked web sites you do so at your own risk. Tx Xchange does not endorse or take responsibility for the content on other web sites or the availability of other web sites and you agree that Tx Xchange is not liable for any loss or damage that you may suffer by using other web sites.
Amendment of Terms. We reserve the right to amend any Terms agreed to by you from time to time without notice. Your continued use of the Site constitutes acceptance of any amendments, additions, or modifications to this Agreement.
Privacy Policy. Registration data and certain other information about you is subject to our Privacy Policy. For more information, see our full privacy policy below. You understand that through your use of the Services you consent to the collection and use (as set forth in the Privacy Policy) of this information, including the transfer of this information to the United States and/or other countries for storage, processing, and use by Tx Xchange and its affiliates.
Contact. Tx Xchange is located in Boulder, Colorado, U.S.A. Any questions, comments or suggestions, including any report of violation of this Agreement should be provided to the Site administrator as follows:

By E-mail:	support@txxchange.com
By Fax:	303.496.0892
By Postal Mail:	Tx Xchange, 6666 Gunpark Drive, #102, Boulder, Colorado 80301

SECTION B – TERMS APPLICABLE TO REGISTERED USERS OF THE SITE.

Registration. In consideration of your use of the Services, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of the United States or other applicable jurisdictions. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Services' registration form (such information being the "Customer Data") and (b) maintain and promptly update the Customer Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Tx Xchange has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Tx Xchange has the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof). To register as a member of the Services you must be 18 years or over.
Amendment of Terms. You agree that Tx Xchange retains the right to amend these Terms and the Site, including service offerings and prices at any time, for any reason, and without notice, and the right to terminate the Site or any part of the Site. You agree to review the posting of this Agreement at www.txxchange.com periodically to be aware of such changes. Your continued use of the Site constitutes acceptance of any amendments, additions, or modifications to this Agreement. Any amendments or modifications made by Tx Xchange shall be prospective only. You will be bound by all such modifications, whether or not you have notice thereof.
Site License. Subject to these Terms, Tx Xchange grants you a personal, limited, revocable, non-exclusive and non-transferable license to use the Site, including but not limited to its software products and Services used in the operation of the Site and/or downloaded from the Site. This license is exclusive to you and you may not sublicense the use of the Site or provide, disclose, distribute, transfer, or otherwise make available the Site or any software products, Services, content or materials downloaded from the Site to any individuals or entities unless Tx Xchange has specifically authorized you to provide access to the Site to such individual or entity. You may not remove or modify any notice of confidentiality, trade secret, trademark or copyright encoded or embodied in the Site or any product, Service, content or material downloaded from the Site or displayed by, on, or in the Site. You may use the Site only while these Terms remain in effect. Under no circumstances shall you have any rights of any kind in or to the Site after any termination or expiration of this Agreement for any reason.
Password. If you register to use the Site’s Services, you will receive a password and account designation upon completing the registration process. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Tx Xchange of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Tx Xchange cannot and will not be liable for any loss or damage arising from your failure to comply with this Section.
Term. By registering to use the Site, you are subscribing to use the Services. The term of your subscription to the Services shall commence on the earlier of (a) the date you accept this Agreement and (b) the first day of your free trial period (if applicable). The term of your subscription to the Services shall continue until terminated in accordance with the provisions hereof.
Pricing. The fees for the Services provided on the Site are posted on the Site. Fees are subject to change without notice. You agree to pay Tx Xchange all applicable fees for all Services provided by Tx Xchange under this Agreement. Payment shall be made through an online payment service, by credit card payment, by electronic funds transfer or by another method to which Tx Xchange agrees in advance. Upon request from Tx Xchange, you agree to provide a payment authorization, which Tx Xchange will use to charge for all Services provided under this Agreement. You will (a) provide Tx Xchange with accurate and complete billing information including legal name, address, telephone number, and credit card or debit card billing information, and (b) immediately report to Tx Xchange all changes to this information. If the contact information you have provided is false or fraudulent, Tx Xchange reserves the right to terminate your access to the Services in addition to seeking any other legal remedies. Tx Xchange is not responsible for any charges or expenses (e.g., for overdrawn accounts, exceeding credit card limits, etc.) resulting from charges billed by Tx Xchange. All charges will be considered valid unless disputed by you in writing within thirty (30) days after the billing date. No adjustments will be made for disputed charges made more than thirty (30) days after the billing date. Subscription packages with a recurring fee will be renewed automatically unless you cancel your subscription as provided herein. IF YOU ARE SET UP FOR AUTOMATIC PAYMENT AND YOU SUBSCRIBE TO A PACKAGE WITH A RECURRING FEE, YOU ARE AUTHORIZING TX XCHANGE TO CHARGE THE APPLICABLE RECURRING SUBSCRIPTION FEE TO YOUR DESIGNATED ONLINE PAYMENT ACCOUNT, CREDIT, DEBIT CARD OR OTHER FORM OF ACCOUNT UNTIL YOU PROPERLY CANCEL SUCH SUBSCRIPTION.
Payment. All fees will be paid in U.S. dollars and are due as set forth on the Site. Any amount that is not paid when due will accrue a late fee of one and one half percent (1.5%) per month, or portion thereof, or the maximum rate permitted by applicable law, whichever is less, on any outstanding balance from the due date until paid, and you agree to pay all such late fees plus all expenses of collection. Tx Xchange’s fees are exclusive of all taxes, levies, or duties imposed by taxing authorities, and you will be responsible for payment of all such taxes, levies, or duties, excluding only United States (federal or state) taxes based solely on Tx Xchange’s income.
Cancellation; No Refund; Effect of Termination. You may cancel your subscription for Services and/or terminate this Agreement at any time by logging into your account on the Site and following the instructions provided for cancellation. If you cancel your subscription prior to the end of the subscription period, Tx Xchange will not refund any remaining portion of your subscription fee for such subscription period. Upon termination of this Agreement for any reason, Tx Xchange shall immediately cease providing Services to you.
User Content. You agree that you will not use the Services to:

submit, post, upload, or otherwise transmit any content through the Services ("User Content") that is defamatory, libelous, abusive, tortuous, harassing, vulgar, obscene, or otherwise indecent;
submit, post, upload or otherwise transmit any User Content that infringes or otherwise violates the rights of any third party, including without limitation privacy rights and proprietary rights;
submit, post, upload or otherwise transmit User Content that contains viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer;
advertise or offer to sell any goods or services for any commercial purpose;
conduct, display, or forward surveys, contests, pyramid schemes, "spam" or chain letters;
impersonate, or otherwise misrepresent your affiliation with, any other person or entity;
falsify or delete any attributions, legends, or other proprietary designations of the origin or source of software or other content appearing on the Services or contained in a file that is uploaded;
collect or store personal data about other users; or violate any applicable local, state, federal, or international law or regulation.

Tx Xchange does not claim ownership rights to any User Content. For the sole purpose of enabling us to provide the Services, you grant to Tx Xchange a non-exclusive, royalty-free license to use, copy, distribute, and display the User Content. Tx Xchange will not use any User Content to solicit business or otherwise engage in activities competitive with you. Tx Xchange reserves the right to remove, delete, move or edit User Content that it, in its sole discretion, deems abusive, defamatory, obscene, in violation of the law, including but not limited to copyright or trademark law, or otherwise unacceptable. You are entirely responsible for all User Content and Tx Xchange will not be liable for any such User Content. You agree to indemnify and hold Tx Xchange harmless for any violation of this provision.
Monitoring of Content. You understand that Tx Xchange can access your account and disclose information or otherwise provide access to third parties for the following reasons:

to remind you of your password in case you forget it; if this becomes necessary, we send an e-mail upon your request to the address from which you opened your account;
to maintain the Site and to develop new and useful features and services;
to follow a court order, subpoena, complaint or a lawful request from governmental authorities;
to enforce these Terms;
to respond to claims that any User Content violates the rights of third-parties;
to respond to your requests for customer service; and
to protect the rights, property, or personal safety of Tx Xchange, its users and the public.

Suspension and Termination of Access and Membership. Tx Xchange reserves the right to suspend or terminate your account and use of the Site and remove and discard any User Content at any time, without notice, for any reason, including but not limited to the following:

breach of these Terms, including policies or guidelines set forth by Tx Xchange elsewhere; or
conduct that Tx Xchange believes is harmful to other users of Tx Xchange or the business of Tx Xchange or other third party information providers.

Further, you agree that Tx Xchange shall not be liable to you or any third party for any termination of your access to the Site. Tx Xchange reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that Tx Xchange shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Services.

SECTION C – TERMS APPLICABLE TO ALL USERS OF THE SITE.

Disclaimer; Warranty.
THE CONTENT, SERVICES AND/OR MATERIALS AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN “AS IS“ AND “AS AVAILABLE“ BASIS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. IN PARTICULAR, TX XCHANGE MAKES NO WARRANTY THAT THE SITE, INCLUDING THE SERVICES, WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE, THAT THE SITE OR OUR SERVER IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, THAT THE SITE, INCLUDING THE SERVICES, WILL BE AVAILABLE, OR THAT DATA ENTERED ARE SECURE FROM UNAUTHORIZED ACCESS. TX XCHANGE MAKES NO WARRANTY REGARDING ANY SOFTWARE, GOODS, SERVICES, PROMOTIONS, OR THE DELIVERY OF ANY SOFTWARE, GOODS OR SERVICES, PURCHASED, ACCESSED OR OBTAINED THROUGH THE SITE OR ADVERTISED THROUGH THE TX XCHANGE SITE. NO ADVICE OR INFORMATION GIVEN BY TX XCHANGE, ITS EMPLOYEES OR AFFILIATES SHALL CREATE A WARRANTY. YOU EXPRESSLY AGREE THAT YOUR USE OF THE CONTENT, SERVICES AND/OR MATERIALS AVAILABLE THROUGH THE SITE IS AT YOUR OWN DISCRETION AND AT YOUR SOLE RISK. TX XCHANGE MAKES NO WARRANTY ABOUT THE RESULTS TO BE OBTAINED FROM USING THE CONTENT, SERVICES AND/OR MATERIALS AVAILABLE THROUGH THE SITE. THE CONTENT, SERVICES AND MATERIALS AVAILABLE THROUGH THE SITE ARE PRESENTED IN SUMMARY FORM, ARE GENERAL IN NATURE, AND ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. THE CONTENT, SERVICES AND MATERIALS ARE DESIGNED TO SUPPLEMENT THE ADVICE AND COUNSEL OF YOUR THERAPIST, PHYSICIAN, OR OTHER QUALIFIED HEALTH CARE PROFESSIONAL AND ARE NOT INTENDED IN ANY WAY TO BE A SUBSTITUTE FOR SUCH PROFESSIONAL ADVICE OR COUNSEL. ALWAYS SEEK THE ADVICE OF YOUR THERAPIST, PHYSICIAN OR OTHER QUALIFIED HEALTH CARE PROFESSIONAL WITH ANY QUESTIONS YOU MAY HAVE REGARDING A MEDICAL OR HEALTH CONDITION. NEITHER THE CONTENT NOR ANY OTHER SERVICES OR MATERIALS OFFERED BY OR THROUGH THE SITE ARE INTENDED TO BE RELIED UPON FOR MEDICAL DIAGNOSIS OR TREATMENT. NEVER DISREGARD MEDICAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF SOMETHING YOU HAVE READ ON OR OBTAINED FROM THE SITE. THE CONTENT, SERVICES AND MATERIALS AVAILABLE THROUGH THE SITE MAY NOT BE APPROPRIATE FOR ALL USERS.
Limitation of Liability.
YOU ACKNOWLEDGE, BY YOUR USE OF THE SITE, THAT YOUR USE OF THE SITE, INCLUDING ANY SOFTWARE, CONTENT OR OTHER MATERIALS ON THE SITE, AND ANY RELIANCE UPON IT, IS AT YOUR SOLE RISK. YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES SHALL TX XCHANGE OR ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS, OR ANY THIRD PARTY PROVIDER OF DATA OR INFORMATION, BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, LOSS OF BUSINESS REVENUE, LOST PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE OR ANY OTHER THEORY, ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SERVICES OR THE SITE, OR YOUR RELIANCE ON ANY ADVICE, INFORMATION, OR CONTENT ON THE SITE OR PROVIDED AS PART OF THE SERVICES, EVEN IF TX XCHANGE OR ANY RELATED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT TX XCHANGE SHALL HAVE NO LIABILITY FOR ANY USER CONTENT. YOU ALSO AGREE THAT (1) TX XCHANGE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY UNDER ANY THEORY FOR ANY LOSS OR DAMAGE TO YOUR COMPUTER SYSTEM, HANDHELD DEVICE, OR ANY OTHER STORAGE/PLAYBACK DEVICE USED BY YOU TO STORE OR DISPLAY THE CONTENT OR TO UTILIZE THE SERVICES AND (2) TX XCHANGE SHALL NOT BE LIABLE UNDER ANY THEORY FOR ANY LOSS OR DAMAGE TO ANY DATA ON YOUR PERSONAL COMPUTER, HANDHELD DEVICE OR ANY OTHER STORAGE/PLAYBACK DEVICE USED BY YOU TO STORE OR DISPLAY THE CONTENT OR TO UTILIZE THE SERVICES, AND YOU SHALL BE SOLEY RESPONSIBLE FOR ANY SUCH LOSS OR DAMAGE. YOU SPECIFICALLY ACKNOWLEDGE THAT DOWN-TIME, LOSS OF CONTENT, AND COMPUTER VIRUSES ARE RISKS INHERENT IN THE USE OF THE INTERNET AND SOFTWARE PRODUCTS, AND YOU AGREE TO ASSUME RESPONSIBILITY FOR ANY HARM OR DAMAGES OF ANY KIND OR CHARACTER WHATSOEVER RESULTING FROM THESE POSSIBLE HARMS. YOU ALSO SPECIFICALLY ACKNOWLEDGE THAT YOU MAY BE DISCLOSING SENSITIVE, PRIVATE AND CONFIDENTIAL CONTENT ABOUT YOURSELF IN YOUR USE OF THE SITE AND YOU AGREE TO ASSUME RESPONSIBILITY FOR ANY HARM OR DAMAGES OF ANY KIND OR CHARACTER WHATSOEVER RESULTING FROM YOUR RELEASE OF SUCH CONTENT. IF YOU ARE DISSATISFIED WITH THE SITE, OR WITH ANY OF THESE TERMS, OR FEEL TX XCHANGE HAS BREACHED THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE SERVICES. THE TOTAL LIABILITY OF TX XCHANGE TO YOU FOR ANY CLAIM ARISING FROM OR RELATING TO THESE TERMS OR USE OF THE SITE SHALL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICES IN QUESTION DURING THE THREE (3) MONTH PERIOD PRIOR TO WHEN SUCH CLAIM AROSE. IT IS THE INTENTION OF BOTH OF US THAT THIS PROVISION BE CONSTRUED BY A COURT AS BEING THE BROADEST LIMITATION OF LIABILITY CONSISTENT WITH APPLICABLE LAW. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF INCIDENTAL, CONSEQUENTIAL OR OTHER TYPES OF DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Indemnification. You agree to indemnify and hold Tx Xchange, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of User Content, your use of the Services, your connection to the Services, your violation of these Terms, or your violation of any rights of another.
Updates and Health. You are advised that health advice is often subject to updating and refining due to medical research and developments. Tx Xchange attempts to update the Site frequently. However, we do not assure that the advice contained on the Site will include the most recent findings or developments with respect to the particular material. You are encouraged to consult with your health care provider with any questions or concerns you may have regarding any health condition that you may have. Tx Xchange is not responsible for your use of the material contained on or obtained from the Site.
General. Applicable Law and Jurisdiction. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the Site or this Agreement must be brought, if at all, within one (1) year from the accrual of the claim or cause of action or be forever barred. The parties agree that this Agreement and any claims hereunder shall be governed by and subject to the laws of the state of Colorado, without giving effect to any principles of conflicts of law.
Dispute Resolution. All disputes arising under this Agreement shall be submitted to mediation. Each party shall designate an executive officer or principal empowered to resolve the dispute. Should the designated representatives be unable to agree on a resolution, a mediation service acceptable to both parties shall select a mediator to mediate the dispute. Each disputing party shall pay an equal percentage of the mediator’s fees and expenses. No suit or arbitration proceeding shall be commenced under this Agreement until at least 60 days after the mediator’s first meeting with the involved parties. In the event that a dispute is required to be litigated, you agree that the proper forum for any and all claims under this Agreement will be the state and federal courts located in Denver County, Colorado, and you agree to submit to the jurisdiction of these courts. The prevailing party in any action will be entitled to recover reasonable expenses, including attorneys' fees.
Independent Contractors. No joint venture, partnership, employment, or agency relationship exists between you and Tx Xchange as a result of this Agreement or use of the Services.
Force Majeure. Tx Xchange will be not liable hereunder by reason of any failure or delay in the performance of its obligations hereunder on account of strikes, shortages, riots, insurrection, fires, flood, storm, explosions, acts of God, war, governmental action, labor conditions, earthquakes, material shortages or any other cause which is beyond Tx Xchange’s reasonable control.
Waiver. The failure of Tx Xchange to enforce any right or provision in this Agreement will not constitute a waiver of such right or provision unless acknowledged and agreed to by Tx Xchange in writing. Construction. The headings of Sections of this Agreement are for convenience and are not to be used in interpretation. Entire Agreement. This Agreement, including the Privacy Policy, constitutes the entire agreement between you and Tx Xchange and governs your use of the Site, superseding any prior agreements between you and Tx Xchange. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

BY CLICKING ON THE “ACCEPT“ BUTTON BELOW, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY IT. IF YOU DO NOT AGREE TO ANY OF THE TERMS ABOVE, TX XCHANGE IS UNWILLING TO PROVIDE THE SERVICES TO YOU, AND YOU SHOULD CLICK ON THE “DO NOT ACCEPT“ BUTTON BELOW TO DISCONTINUE THE REGISTRATION PROCESS.

This statement discloses the privacy practices for www.txxchange.com, the Tx Xchange, Inc. (“Tx Xchange“) web site and informs you about:

what personally identifiable information is collected;
what organization is collecting the information;
how the information is used and disclosed to third parties;
what choices are available to you regarding collection, use and distribution of the information;
how to correct, update or delete personally identifiable information; and
what kind of security procedures are in place to protect the loss, misuse or alteration of information under the company’s control.

“Personally identifiable information“ is information that would allow someone to identify or contact you, including, for example, your full name, address, telephone number or email address.

Questions regarding this Privacy Policy should be directed to the Site Administrator:

By E-mail:	support@txxchange.com
By Fax:	303.496.0892
By Postal Mail:	Tx Xchange, Inc. 6666 Gunpark Drive #102, Boulder, CO 80301

This Privacy Policy is incorporated into and subject to the terms of our Terms of Service. This policy only addresses the data transactions that occur on Tx Xchange owned or leased servers and databases. Other sites (including those that we link to and third party sites or services) may have their own policies, which we do not control, and thus are not addressed by this policy.

(1) What Information Is Collected.
You provide certain personal information to us, including when you: (a) register for an account, (b) register for free newsletters, (c) send email messages, submit forms or send other information to us, and (d) subscribe to receive services. We may collect personal information from you at other points on our site that state that personal information is being collected. We may also receive certain personal information from physical therapists or third party partners.

In addition, our servers automatically collect information about which pages are viewed within our site, but in these instances, we do not obtain personally identifiable information about you. We use a feature of your browser called a “cookie“ to assign a User ID that automatically identifies your computer when you visit the site. Cookies are small pieces of information stored on your hard drive, not on our site. You are always free to decline our cookies if your browser permits, but some parts of the site may not work properly if you do.

(2) What Organization Is Collecting the Information.
Tx Xchange, Inc. owns and operates the site and is the company that collects personal information on the site. Our contact information is listed above.

(3) How the Information Is Used and Disclosed to Third Parties.
As a general practice, we do not provide your personally identifiable information to third parties. So, for example, we do not sell your email address or your name and personal demographic information to mass marketers. However, on particular pages where we ask for your personally identifiable information, we may explicitly tell you that the data we are collecting on that page will be shared with third parties, in which case those disclosures shall override anything to the contrary in this policy.

In some cases, we use your personally identifiable information to provide information to you, such as to send to you requested newsletters or to provide to you requested services.

(4) Controlling the Collection, Use and Distribution of Your Information.
You can control the content of your personal information by following the instructions stated below in Section 5.

Please note that if you provide any information on your own or directly to parties who provide service to our web site or any other sites you encounter on the Internet (even if these sites are branded with our branding), different rules may apply to their use or disclosure of the personal information you disclose to them. We encourage you to investigate and ask questions before disclosing information to third parties.

(5) Correcting, Updating and Deleting Personal Information.
You can access and update your personal information, including changing your subscriptions to our email newsletters and opting out of receiving email about our services, by logging into your account at www.txxchange.com. Even if you delete or change some personal information in our registration database, it may still be stored on other databases (including those kept for archival purposes).

(6) Our Security Procedures.
We have established and maintain reasonable security procedures to protect the confidentiality, security and integrity of your personally identifiable information. These measures include firewalls, password protection, electronic monitoring, and physical security of our servers, Our employees and our sub-contractors follow specific business practices to maintain the integrity and security of your personal information. “Perfect security,“ however, does not exist on the Internet.

Although your privacy is very important to us, due to the existing legal regulatory and security environment, we cannot fully ensure that your private communications and other personally identifiable information will not be disclosed to third parties. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. Additionally, in the unlikely event we need to investigate or resolve possible problems or inquiries, we can (and you authorize us to do so) disclose any information about you to private entities, law enforcement or other government officials as we, in our sole discretion, believe is necessary or appropriate.

We hope this policy clarifies our procedures regarding your personal information. We reserve the right to change this policy at any time, so please re-visit this page as often as you wish.

I agree to the Terms of Service & Privacy Policy

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